2026 Railroad Retirement Tax and Benefit Figures Updated numbers 2026. They affect paychecks, benefits, and financial planning ahead.Here are the 2026 figures that deserve your attention. Q: What is the 2026 Tier I earnings base and tax rate? A: Tier I caps wages at $184,500.Employees and employers each pay 6.2%.The maximum Tier I tax equals
2026 Railroad Retirement Tax and Benefit Figures Read More »
Earnings Limits Increase for Railroad Retirees in 2026 A Welcomed Boost for Railroad Retirees Railroad retirees will see more flexibility in 2026. The Railroad Retirement Board (RRB) announced higher earnings limits and cost-of-living adjustments (COLA) that directly affect how much retirees can earn while keeping their annuity. At My Railroad Retirement, we make sense of
Earnings Limits Increase for Railroad Retirees in 2026 Read More »
Railroaders live by a different schedule, one that’s often unpredictable and demanding. Retirement shouldn’t feel that way. Yet, retirement planning services for railroaders can be confusing and stressful. Between Tier I and Tier II benefits (and how much you can get if you retire early), supplemental annuities, and unique income rules, it’s easy to see
Retirement Planning Services for Railroaders Read More »
What Happens to Non Railroad Pensions Before and After the SSFA? Have you ever asked the question, why non railroad pensions affected your railroad retirement annuities? To understand this question, we must start with What happens to non railroad pensions before and after the SSFA (Social Security Fairness Act). Understanding the Complex Landscape of Railroad
What Happens to Non Railroad Pensions Before and After the SSFA? Read More »
Planning for Medicare is an important part of any retirement plan. Especially if you’re retiring soon or about to become eligible for Medicare. While the general rules of Medicare apply across the board, the details can look a little different when the Railroad Retirement Board (RRB) is involved. Whether you’re number one on the seniority
Medicare in Retirement Read More »
Were You Approached About a Buyout? If you’re a railroad employee in your 50s or 60s, you’ve likely heard whispers about buyouts during your career. Maybe you were offered one already. A buyout can feel like a golden handshake, or golden restraint braces on future earnings. Before you decide, it’s important to understand how a
How Railroad Retirement Benefits Are Affected by Buyouts Read More »
(Status as of December 31st, 2024) CSX Agreement (union) employee 401K In this comprehensive guide, we cover the CSX capital builder 401k Plan for union employees. As CSX agreement employee and retirees, understanding the status of your 401k plan is key. 2025 status of CSX Capital Builder 401K retirement plan information was just released on
2025 Status of CSX CAPITAL BUILDER 401K Retirement Plan Read More »
(Status as of December 31st, 2024) In this comprehensive guide, we will take a look at the TRIP (Thoroughbred Retirement Investment Plan) a vital topic of the Norfolk Southern 401k for agreement employees. For railroad employees and retirees, understanding the intricacies of this plan is paramount. This guide is dedicated to the 2025 Update on
2025 Update on the Norfolk Southern 401k Plan Agreement Employee TRIP Read More »
(Status as of December 31st, 2024) In this comprehensive guide, we delve into the vital topic of the Norfolk Southern 401k for non agreement employees. For railroad employees and retirees, understanding the intricacies of this plan is paramount. This guide is dedicated to the 2025 Update on the Norfolk Southern 401k Plan. Also, keep in
2025 Update on the Norfolk Southern 401k Plan Read More »
(Status as of December 31st, 2024), For Non Agreement Employees. Information from 6/26/2025 In the continuation of the comprehensive guides to Railroad company’s 401K plan. We will discuss the topic of the Union Pacific Corporation (non agreement) Employee 401(k) Retirement Thrift Plan. As a railroad employee or retiree, understanding the ins and outs of this
2025 Status of Union Pacific Corporation 401k Plan Read More »
