RRR Insights

Navigating Railroad Retirement Spouse Benefits After Divorce A Guide for Pre-Retirees My Railroad Retirement

Navigating Railroad Retirement Spouse Benefits After Divorce: A Guide for Pre-Retirees

Introduction Divorce can be a challenging and emotional experience, especially when it comes to financial matters. For pre-retirees, understanding how divorce affects railroad retirement spouse benefits is crucial.  As a certified financial planner, I’ve seen firsthand how knowledge can empower individuals to make informed decisions during this transitional phase of life.  In this insight, we’ll […]

Navigating Railroad Retirement Spouse Benefits After Divorce: A Guide for Pre-Retirees Read More »

NS Train at industry

2024 Update on the Norfolk Southern 401k Plan

(Status as of December 31st, 2023) In this comprehensive guide, we delve into the vital topic of the Norfolk Southern 401k. For railroad employees and retirees, understanding the intricacies of this plan is paramount. Let’s dissect the details, illuminate the plan’s current status, and equip you with actionable insights. Your retirement security remains our utmost

2024 Update on the Norfolk Southern 401k Plan Read More »

image of a physical book, and digital book on a phone and tablet. The book is about Top 20 questions related to railroad retirement

Top 20 Railroad Retirement Questions Answered

Our team here at My Railroad Retirement has gathered the most asked questions about Railroad Retirement benefits. These questions cover topics related to monthly retirement benefits, widow/wider benefits, and ways to maximize. We are continuing to work on the Complete Guide to Railroad Retirement Book, and more information and details will be forth coming on

Top 20 Railroad Retirement Questions Answered Read More »

Picture of UP train 2603

2024 Status of Union Pacific Corporation 401k Plan

(Status as of December 31st, 2023), For Non Agreement Employees. In the continuation of the comprehensive guides to Railroad company’s 401K plan. We will discuss the topic of the Union Pacific Corporation (non agreement) Employee 401(k) Retirement Thrift Plan. As a railroad employee or retiree, understanding the ins and outs of this plan is crucial.

2024 Status of Union Pacific Corporation 401k Plan Read More »

train gb7b25195a 1280

2024 Status of Union Pacific Agreement (Union) Employee 401(k) Retirement Plan

(Status as of December 31st, 2023) In this comprehensive guide, we’ll explore the vital topic of the Union Pacific Agreement Employee 401(k) Retirement Thrift Plan. As a railroad employee or retiree, understanding the ins and outs of this plan is crucial. Let’s break down the details, shed light on the plan’s current status, and empower

2024 Status of Union Pacific Agreement (Union) Employee 401(k) Retirement Plan Read More »

Understanding Creditable Compensation featured image for My railroad retirement picture of a train's wheels on a flat railcar

Understanding Your Creditable Compensation

As you approach retirement or begin planning for it, understanding your benefits under the Railroad Retirement Act is essential. Especially when it comes to creditable compensation. If you’re like many railroaders, making sure you know how creditable compensation impacts your retirement, disability, and survivor benefits can significantly improve your financial security in retirement and prior

Understanding Your Creditable Compensation Read More »